Capchase Review 2024 — Is It Right for Your Startup?

Capchase review.

For established and early-stage startups alike, startup business loans provide an opportunity to secure much-needed capital without giving up equity in your company. Fortunately, there are financing options available to obtain startup loans quickly and easily. 

Capchase offers revenue-based financing for startups, providing capital to qualifying businesses in under 48 hours. In this guide, we cover the pros and cons of Capchase as well as everything you should know before deciding it is the right startup loan for you. 

What Is Capchase?

Capchase is a fintech company offering non-dilutive funding for software-as-a-service (SaaS) startups. With Capchase, startups are able to obtain fast, revenue-based financing

Unlike securing funding through venture capitalists or angel investors, entrepreneurs using Capchase are able to fund their businesses without giving up equity in their companies. 

Pros and Cons of Capchase


  • Non-Dilutive: With Capchase, founders can get the necessary funding for their startups without giving away equity in their company. 
  • Quick Funding: According to their website, Capchase customers can access capital in as little as 48 hours. 
  • Few Restrictions: Once you receive Capchase financing, you can withdraw as needed without restriction. 
  • No Hidden Fees: Know your costs upfront with no hidden fees or security interest. 
  • Funding Amount Can Increase: With the growth of your annual recurring revenue (ARR), you can increase your funding amount through Capchase. 


  • Sacrificing Investor Benefits: When taking on an investor, there are benefits beyond funding that you sacrifice by choosing a different funding source. 
  • Lower Funding Amounts: Venture capitalists may invest a larger amount of capital into your startup than you can receive through revenue-based funding, especially if you’re just starting out. 

Best Startup Loan: Capchase

Don’t compromise your equity – Capchase offers fast financing that lets you maintain complete control of your company.

Visit Capchase

Capchase Eligibility Requirements

While Capchase’s application process makes obtaining non-dilutive funding quick and easy, there are a few restrictions to be aware of when considering this funding source. Capchase offers funding to software-as-a-service (SaaS) startups that meet these requirements: 

  • Three or more months of runway 
  • $250,000–$1 million annual recurring revenue (ARR)
  • Six months of available revenue history 

Beyond these minimum requirements, Capchase also evaluates the applicant’s core metrics as well as how your startup will utilize the funds given.

Capchase Reviews

Despite having worked with over 4,000 businesses, Capchase doesn’t have many reviews available online, unfortunately. The reviews available, however, cite great customer service and an easy-to-use platform. 

Here are some verified customer reviews from G2 about Capchase:

“The underwriting process took less than 48 hours. Their backend is very efficient and is able to take information from your ERP, payment platforms, and banks. Most importantly, is non-dilutive!”

“The team are very friendly and accessible; and very helpful in making the process work smoothly.”

Capchase Alternatives

Capchase is a great option for revenue-based financing, but it is important to consider your options. See how they match up against Uncapped, a similar financing service offering no-interest loans. 


Capchase is a revenue-based, non-dilutive financing platform for SaaS startups.

Best For: Online, ecommerce, and tech startups.

Visit Website


Uncapped is a startup loan provider offering no-interest, non-dilutive funding. 

Best For: Online, ecommerce, and tech startups.

Visit Website

Choosing the right funding source is an important step in growing your business. Capchase offers great non-dilutive funding for SaaS startups; however, if you’re an ecommerce startup, you may opt for an alternative. 

The Bottom Line

For established SaaS startups looking for quick funding to grow their business without sacrificing equity in their company, Capchase is a great financing option. Not only can you obtain funding in less than 48 hours, you are also free to withdraw the funding as needed as well as grow the amount of funding you have while you scale ARR. 

Recommended: Boost your startup’s growth with non-dilutive capital from Capchase.

Frequently Asked Questions

What is Capchase?

Capchase is a non-dilutive, revenue-based financing option for software-as-a-service (SaaS) startups, providing businesses with capital in under 48 hours. 

How does Capchase work?

To secure capital from Capchase, startups integrate their data on the platform and receive an immediate offer to review. Then, the Capchase team reviews the initial offer, and once approved, you can access your capital. 

Is Capchase a loan?

Yes, Capchase offers startup business loans

What are the requirements for Capchase?

The minimum requirements for Capchase are three or more months of runway, $250,000–$1 million annual recurring revenue (ARR), and six months of available revenue history.

Who are the founders of Capchase?

The founders of Capchase are Ignacio Moreno Pubul, Luis Basagoiti Marqués, Miguel Fernandez, and Przemek Gotfryd.