Pros & Cons of Business Credit Cards


  • A business credit card can give you the financial flexibility you need to run your company at its greatest potential. The purchasing power of these cards can allow your business to operate at a higher level.
  • Whether you prefer cash-back or points-based rewards systems, you'll get more for your money by using one of these cards than you would using your business checking account.
  • Using a business credit card responsibly can help you build solid credit for your business.


  • If you don’t pay off your entire balance regularly, the APRs of business credit cards can take a serious chunk out of your budget.

Which Business Credit Card Should You Use?

Our personal favorite business credit card is Capital One Spark Cash. That said, any of these 7 business credit cards could likely provide you with the financial freedom your company needs.

Spark Cash