Zoho Books vs Xero: Which is Better?

Zoho Books Vs Xero

Welcome to Startup Savant’s comparative Zoho Books vs Xero article where we look at common features, differences, service packages and pricing options for both so you can see if either is the right accounting software solution for your platform. Enjoy!

What Zoho Books & Xero Have In Common

What Sets Them Apart

  • Tax management tool for managing tax exemptions and tax deductions.
  • Gives you the freedom to create and add manual entries if you want to adjust your account.
  • Has the ability to run numerous businesses in one account.
  • Multi-currency and multi-language support is highly functional unlike Xero’s.
  • Has a free QuickBooks conversion (because people switch so commonly) tool so the process is seamless.
  • Automatically creates schedules so you can monitor your billing and transactions with ease.
  • Xero has a mobile app which Zoho Books doesn’t offer.

Pricing: Zoho Books vs Xero


Zoho Books offers three accounting plans: Basic, Standard and Professional. You can tell who each plan’s designed for by looking at their features. Basic is going to be for most solopreneurs and freelancers, while standard and professional are better-suited for larger operations and startups.

Even with Zoho Book’s most basic plan, you’ll be able to use features such as its invoice, expense, time tracking and banking tools. You can also add 25 contacts and allow your accountant to work with you.

For an in depth look at the features you get with Zoho Books, check out our comprehensive review.



Like Zoho Books, Xero has 3 simple plans: Starter, Standard and Premium. As you can see Xero brings substantially more features though, especially when it comes to their premium plan. The idea is to start where you are, with the plan that gives you the most and then scale as you grow. Get ready for a BIG screenshot…

For an in depth look at the features you get with Xero, check out our comprehensive review.

Which Should You Choose?

It really comes down to the size of your current operation and how savvy you are right now, or at least the person using the software on a semi-daily basis. Zoho is far less complex with a streamlined service structure and overall features. Maybe that’s right up your alley.

Xero, on the other hand, is something you can use from day one until you’ve grown into a large company.

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